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Long-Term Care Insurance Options

Long-Term Care Insurance: You Have Options

By: Janet Arrowood

The latest offerings provide more coverage and the ability to pick and choose what types of coverage you’ll need.

There was a time in the not-too-distant past when choosing a long-term care insurance plan was simple–because there was only one option: a nursing-home-only plan modeled after Medicare LTC coverage. Today, you can choose your coverage and its terms from a plethora of options. But, with all of these choices, careful evaluation of LTC policies is more critical than ever.

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