All CHFA Mortgage Program interest rates are
subject to change weekly. The following rates
are in effect until Thursday, January 28, 2010 :
_____________________________________________

Homebuyer Mortgage Program

Interest rate: 4.375 % (APR range 4.475 – 4.875 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply __________________________________________________

Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 4.375 % (APR range 4.475 – 4.875 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term – 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply
__________________________________________________

Urban Rehabilitation Homeownership (UR Home) Program

Interest rate: 4.125 % (APR range 4.225 – 4.625 %)
Fee: Up to One-and-a-Half Points (1.5% Origination Fee)* Payable to Lender
Term – 30 years, fixed rate

* Additional fees may apply _________________________________________

Homeownership Program,
Home of Your Own Program,
Police Homeownership Program,
Teachers Mortgage Assistance Program, and
Military Homeownership Program

Interest rate: 4.250 % % (APR range 4.350 – 4.750 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term – 30 years, fixed rate

(NOTE: Downpayment Assistance is available at the same interest rate noted for these 5 programs. The interest rate for these programs and the DAP interest rate are capped at 6%.)

* Additional fees may apply